One of my favourite sports of all time must be the game of soccer or “football” as understood by most countries outside of North America.

It’s played on a massive field with 11 players spread out across the field leading it to be one of the most cardio intensive sports. Midfielders will have to run over 10 km in some matches.

Comparing this to a sport like baseball pales in comparison.

This sport, however a minor one in North America, is the most popular sport around the world played by almost all countries on the globe because of it’s simplicity. It is not just a sport, it’s more than that, it unites people across borders.

During the World Cup, it dominates attention globally for the entirety of the tournament.

Meanwhile, there are leagues in many different countries most notably Europe. They’re so many league with different divisions and so many teams it’s impossible to know them all.

But what I would say is the biggest tournament of them all is the Champions League where the best teams from the best leagues battle it out in 2-game series to see who is really #1.

Even though you may not know what a hat-trick (3 goals) or a brace (2 goals back to back) is, it doesn’t matter. Try it out or simply pick a team, follow them and enjoy, who knows they might just win it all.

Hope this helps!


Conditions of a Contract

What is a Contract?

The definition of a contract is a voluntary exchange of promises, creating obligations which, if defaulted on, can be enforced remedied by the courts.

This basically means that there has been a promise by one party to provide something in return for something else from another party. Contracts happen all the time and can be in different forms whether written or verbal, or unilateral or bilateral. But what conditions are necessary for a contract to really be valid?

4 Conditions of a Valid Contract (or 5 or 6)

1. Consensus/Consents: Under both common and civil law, there needs to be a clear offer and acceptance of that offer between the offeree and the offeror. The offer must have must some essential element such as rewarding a service with a certain amount of cash and can have an expiry date or not. As well, the acceptance must be unconditional or else would just be considered a counter offer.

Continue reading

Setting Financial Goals

Setting a goal is a lot like following a diet, you need to plan ahead of time what you need to do to be successful and follow it every day without straying.

If you plan on saving up for a vacation make some calculations on how much per week you need to put away and start saving. Small amounts over long periods of time make up for more than you think.

And if you don’t have the income necessary or you don’t have any income at all, the plan will be longer but you can still make that plan. However, it should start with the steps needed to acquire the skills and capabilities of a job you wish to obtain. Value offering is extremely important in this case.

But lets once again imagine you want to go away for a one week vacation in the tropics. If you start saving 4 months ahead of time instead of 4 weeks, obviously, you will need to save less per week and that’s idea.

Put away small amounts so that it doesn’t interfere with your normal expenses. If you can’t spare any extra money to save consider cutting out one or two meals out, ideas like this can save you enough to be putting aside for the vacation.

Trust me, once you’re at the end goal it feels a lot better to spend that money debt free than to have to put it all on a card. You almost feel like you’re getting an all-expense paid trip depending on the lavishness of it of course.

So remember, plan ahead, start early and commit to the plan.

Hope this helps!


Cramming.. It’s a practice done by all students around the world.

Personally, I’m actually in the process of doing it right now, the night before my midterm. It’s not the best kind of studying for anyone but it can be effective for some. Those that understand the material already and don’t need much time practicing and reteaching material can be saved by cramming.

However, those that need extra time going over details and don’t catch on right away how everything works or how everything relates do not benefit.

The root of cramming is that people are lazy. We can procrastinate until the night before a test and then feel the pressure of actually studying because the actual output (the test result or performance evaluation) is so close by.

Even though some people can still ace tests or float by with passing grades through cramming it is not something to brag about. What we should be doing is planning ahead of time and organizing how much time a day to study for many days before the actual test.

Most students will not remember most new methods or material that they’ve learnt 2 hours and less before the exam. And there’s more cons to cramming, the list can go on and on.

I’m not a scientist but I gather that the average for students who cram vs. planning ahead is probably lower.

Do your future self a favour and plan ahead!

Scenario Planning

What is Scenario Planning

Scenario Planning is a process I use pretty often. I personally use it for my goals but its main use is actually for making business plans.

It’s important to understand that the world has many uncertainties in it and it’s impossible to plan and account for everything that can happen in the future. What we can do is make the best possible plan for most scenarios.

What this means is that we have to come up with as many different scenarios possible and use the plan that will be successful to an extent in the most of them.

How do we go about doing this?

1) First we need to think of what the issue is. What is the goal that we are trying to achieve and what are the possible external threats or opportunities to that goal.

2) Then we must, to our best ability, figure out which one of these external forces can be predetermined. This refers to something that is pretty much predictable.

3) For the remaining external forces we need to identify which are must crucial and will have the biggest effect on this goal.

4) Lastly, we look at all scenarios of these forces in the future and pick the strategy or plan that will allow us to be successful most often.

Once we implement the strategy in our lives we also need to look out for first signs of something going wrong. This means that if we see that a certain driver or force is turning out one way and we need to change our plan, we must do it as soon as possible.

Hope this helps!

Respecting the Seasons

It’s currently winter time in Montreal, Canada. Most days we want to stay at home and wait it out until summer comes around. We’re all feeling a bit more sad and alone than we do on average around this time.

What we need to be doing is understanding that during the Winter we will be less active and we will have to be indoors more often, but we need to take this time to plan ahead.

We can’t fight Mother Nature, “nature always laughs last” as Joel Salatin said.

We need to use this time to figure out what our goals will be for the summer time which is when we will be more active. If we want to be fit for summer, we need to plan a workout/diet that we will start to work on during the winter.

If we are starting a business, we need to plan the industry we want to enter now (in the winter cycle of our business) so we can start operating and have revenues in the future (the summer cycle of our business).

Continue reading

Aerobic vs. Anaerobic Exercise

I was running up a large flight of stairs earlier today and a friend of mine corrected me after I had said that I was performing my daily aerobic exercise.

After looking this up I found out that there is a difference between aerobic and anaerobic exercise. The main difference by definition is that aerobic is the type of exercise where your muscles have oxygen to produce all the energy they need to perform where as there is a lack of supply of oxygen under anaerobic.

The lack of supply of oxygen from the exercise means that it has a tougher time converting  your sugar into energy.

In my case, I had a large increase in pace that was faster than my body could sustain and because I was sprinting it is considered anaerobic. I was becoming fatigued very quickly. This is not necessarily a worse form of exercise but it depends what you are training for.

Continue reading